Bay of Plenty
Gerrards Insurance Brokers in the Bay of Plenty works with local businesses, growers, freight operators and property owners to arrange cover across multiple insurers. Call 0800 374 691 or email contact@gerrards.co.nz.
What you need to know
Gerrards Insurance Brokers operates a Bay of Plenty branch office serving the region's businesses, horticultural operations, coastal property owners and freight and transport operators. The branch can be reached on 0800 374 691 or at contact@gerrards.co.nz. Gerrards is a New Zealand-owned, independent insurance brokerage that works for the client, not for insurers, approaching multiple insurers to compare and negotiate terms before recommending cover. This is general information only; for advice tailored to your situation, get in touch with the Bay of Plenty team.
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Insurance that actually works for you
We aren’t here to just hand you an off-the-shelf policy and disappear. We are your risk managers, your advisors, and your loudest advocates when things go wrong.
Unmatched speed and precision
We don't do "average" and we don't do "slow." Our team operates with urgency, delivering fast turnarounds and proactive advice so your business never misses a beat.
Built for your exact risk
Generic cover leaves dangerous gaps. We take the time to understand the unique mechanics of your business to build a robust, customised safety net.
We fight your corner
We work for you, not the insurer. At claim time, our dedicated team steps in to manage the process, cut the red tape, and secure the best possible outcome.
How can Gerrards help you?
Gerrards can help with a multitude of different insurance services.
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Related FAQs
The answers that matter when you're deciding on coverage.
Rebuild costs in New Zealand have surged more than 20% between 2020 and 2023, yet most homeowners haven't updated their sum insured to reflect these increases.
Standard contents policies typically cap unspecified items between $20,000 and $50,000 in total, with individual items often limited to around $2,500 per item. If you own jewellery, cameras, musical instruments, art, or collectibles worth more than this, you need to schedule them separately with adequate valuation.
No, standard home insurance policies typically don't cover business equipment, computers, specialist tools, or stock used for home-based businesses. If you operate a business from home, you need specific business equipment coverage.
NHC provides the initial layer of natural disaster cover for residential property owners with private insurance, automatically activating when you purchase private cover. The NHC statutory cap is currently $300,000 plus GST for residential buildings, with damage above that threshold falling to your private insurer.
Market value is what your home is worth on the market, while rebuild cost includes demolition, clearing the section, council consents, and construction from scratch. Demolition and consent costs alone can add 10 to 15% on top of actual construction costs, making rebuild cost significantly different from market value.
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