General

Gerrards has been named a Top and Fast Brokerage 2026 by Insurance Business, recognising strong growth across the Australian and New Zealand insurance market.

Commercial insurance premiums in New Zealand have dropped significantly in 2026. Here's what's driving the soft market, what it means for your business, and why it may not last.

New Zealand startups often underinsure or pick the wrong cover from day one. This guide explains which business insurance policies matter most, what gaps to watch for, and how to get it right before something goes wrong.

NZ small business owners want affordable insurance, but cheap can get expensive fast. Here's how to genuinely reduce your premiums without leaving dangerous gaps in your cover.

ACC covers most workplace injuries in NZ, but it doesn't cover everything. This article explains the gap between ACC and employers liability insurance, and why that gap matters for NZ business owners.

NZ insurance regulations shape what your business policy must do and what happens when things go wrong. Here's what the legal framework actually means for business owners, and why it matters at claim time.

Most NZ business owners sign insurance policies they've never properly read. This article breaks down the key terms, conditions, and clauses that actually matter, so you're not learning them for the first time at claim time.

Comparing business insurance in NZ isn't just about finding the lowest premium. This guide explains what SMEs should actually look at, policy wording, cover gaps, and why a broker changes the outcome.

Choosing the right business insurance broker in NZ can mean the difference between a claim that gets paid and one that doesn't. Here's what to look for, and what most business owners miss.

Listing your personal car for hire in NZ? Your standard motor policy almost certainly won't cover it. Here's what changes the moment someone pays to drive your vehicle, and what cover you actually need.

If a property has a history of water damage, you have a duty to tell your insurer. Here's what that means in practice, what happens if you don't, and how to protect yourself before you sign.

Standard home insurance doesn't cover short-term guests. NZ Airbnb hosts need to understand what their policy actually covers, and what it doesn't, before they list.

If you're running an event in New Zealand, public liability insurance is usually a condition of your venue hire or council permit. Here's what it covers, who needs it, and how to get it sorted.

Just been rear-ended, or rear-ended someone else? Here's how the NZ insurance claim process works, who's usually at fault, and what your cover actually does for you.

Insurance brokers in NZ are primarily paid by commission from the insurer, built into your premium. Here's what that means for you, what else brokers can charge, and the questions worth asking.

Something happened recently that I haven’t been able to stop thinking about. A visitor came into our office, someone who travels the country and works closely with insurance brokerages of all shapes and sizes. Someone who has seen the inside of more broking offices than most people have had hot lunches. She paused, looked around, and said something that genuinely caught me off guard.